Real Estate

Post-winter garden prep for healthier gardens

Lawns and gardens can bear the brunt of winter weather and are often in need of tender loving care by the time spring arrives. Preparing a garden for spring and summer involves assessing any damage that harsh weather might have caused. As temperatures climb, gardeners can heed the following post-winter garden preparation tips in an effort to ensure some successful […]

Fire deaths jump to highest level since 2002 Fire marshal urges: Keep taking fire prevention seriously

More people died in fires last year in Minnesota than in any year since 2002, according to preliminary numbers released today by the Department of Public Safety State Fire Marshal Division (DPS-SFMD). Sixty-three people died in fires in 2017, a 47 percent increase over the 43 fatalities in 2016. The last time more than 60 people died in fires in […]

When to use credit and debit cards; each has their merits

The decision of whether to use a debit card or a credit card can affect consumers’ credit ratings and make it easier or more difficult to manage one’s personal finances. This decision often depends on the situation and understanding how each of these cards works. Credit cards allow customers to borrow money from the credit card company up to a […]

Simple ways to quickly boost and improve credit scores

The road to great credit begins with consumers. Consumers who demonstrate an ability to pay bills on time and stay out of debt can make themselves more attractive to prospective creditors, which can ultimately save them thousands of dollars when they purchase homes and/ or vehicles. While strong credit scores take years to build, men and women looking to improve […]

Make bedrooms more conducive to sleep

Insufficient sleep causes more problems than many people may know. Fatigue after a poor night’s sleep might seem like an inconvenience that can be easily rectified, but the long-term effects of insufficient sleep are significant. According to the National Sleep Foundation, researchers have found a link between insufficient sleep and an elevated risk for type 2 diabetes. In one such […]

Potential long-term expenses to prepare for retirement

Retirement planning involves more than just investing in a 401(k) and/or IRA. Individuals who hope to live comfortably in retirement must account for various expenses, including those associated with their home. Planning for the following potential expenses can help men and women ensure they will have enough money to live well in retirement. • Housing: Many individuals would prefer tospend […]

Reduce injuries during DIY projects around the home

Accomplishing a do-it-yourself home repair or renovation can elicit feelings of pride. DIY projects can be cost-effective and completed on homeowners’ unique time schedules. Although people can do many repairs themselves, using the wrong tools or equipment, or having insufficient knowledge of the task at hand can increase the risk of injury. The home security resource A Secure Life says […]

Brighten up your home with solar power

Are you interested in powering your home with solar energy, but don’t know where to begin? The Minnesota Commerce Department offers a few starter tips. Before investing in solar, first make sure you take advantage of some basic energy-saving home improvements. These include getting an energy audit, sealing air leaks, adding insulation, maintaining or upgrading heating and cooling equipment, and […]

Preparing your home to make elderly visitors comfortable

Homeowners may find themselves hosting senior guests several times throughout a typical year. These occasions can be wonderful opportunities for making memories, but homeowners may need to take certain precautions to ensure that guests are safe and comfortable. This may involve making some minor modifications around the home. Mobility and comfort needs for seniors may differ from those necessary to […]

Suggestions when shopping for fencing

A post-and-rail fence can be sufficient if the goal is to mark off property lines but not obscure views. Fences can improve functionality of a yard and provide extra security and privacy. Some fences are decorative while others are functional. Families with children and/or companion animals also may find fencing is a necessity to keep everyone safe and corralled. With […]

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