Financial planning principles for a good life

Investing in yourself will make a difference in your life

These piggy banks belong to Kirsten Reichel, HTF staff writer. The tiny “Your Inheritance” piggy bank seems to fit quite well with Dr. Kelson’s 10 financial planning principles (none of which suggest relying on an inheritance)…. Please register for a free account or log in below to access this content. Username Password Remember Me     Forgot Password

A broader view of financial literacy and planning principles




EVELETH – If people want to look to me to understand how to become rich quick, they should keep moving. I’m a community college instructor, and my family and I live in an old house in Eveleth that I’ve been slowly remodeling for the past 15 years. W… Please register for a free account or log in below to access […]

Credit reports and credit scores: Is your financial status healthy?




GILBERT – Financial literacy is the theme for this edition of Hometown Focus. It is a perfect time to discuss credit reports and credit scores. Credit scoring and credit scores are such important topics that this is my third article related to… Please register for a free account or log in below to access this content.

Don’t derail your retirement: Watch for these 3 risks



EDITOR’S NOTE: The following is a corporate article from Ameriprise Financial Services submitted by Jennica Altobelli, an Ameriprise Financial advisor in Cook. If you’re in or nearing retirement, you’re likely thinking about it as… Please register for a free account or log in below to access this content.

Over 500 job seekers attended 19th Annual Iron Range Job Fair



 VIRGINIA – The 19th Annual Iron Range Job Fair was held on Friday, March 31, at Miners Memorial Building in Virginia. Over 500 job-seekers attended the event that include 76 large and small employers, including mining and mining-related … Please register for a free account or log in below to access this content.

Imposter scams are now the second most common source of consumer complaints



Imposter scam complaints surpassed identity theft for the first time as the second most common category of consumer complaints received by the Federal Trade Commission’s Consumer Sentinel Network in 2016, according to the agency’s new Da… Please register for a free account or log in below to access this content.

IRS assigns some old debts to private collection agencies



Starting this month, the IRS has announced they will be sending letters to a small group of taxpayers whose overdue accounts are being assigned to one of four private-sector collection agencies. In an effort to help consumers understand this process… Please register for a free account or log in below to access this content.

Minnesotans urged to take charge of their money



Minnesota Commerce Commissioner Mike Rothman announced that April is Financial Capability Month, featuring financial education events statewide that offer an opportunity for Minnesotans of all ages to learn how to focus on their financial goals, man… Please register for a free account or log in below to access this content.

You can be charitable even when money is tight



The term “charitable giving” is often associated with financial donations. But charity is not exclusive to donating dollars, and those who want to give back but can’t fit donations into their budgets can explore various ways to make an impact withou… Please register for a free account or log in below to access this content.

Financial tips for surviving job loss



The job market is fickle, and no one is immune to layoffs. Although the unemployment rate in the United States dipped to 4.9 percent in June 2016, the job market remains somewhat unpredictable. Preparing financially for unemployment can be prudent, … Please register for a free account or log in below to access this content.


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